Saturday, January 31, 2009
Friday, January 30, 2009
Control over body and mind is a little known fact that humanity has been chasing for the past few years and never really able to get. Your body is a torrent of sentiment and a maelstrom of uncontrollable emotions and physical stimulation that you cannot control, no matter how much you want to. Let me give you an example of this. Let’s just say you decide to leave someone because things were not working out and you know it was the rational thing to do. You still had feelings for this person and your body goes into a sort of an emotional lockdown. You feel sad, you feel depressed but soon it adjusts.
Fast forward into a few months later and you meet this person again. You find out they are involved with someone else and suddenly you become the cirque de solei’ of emotions and you start to feel hurt and sad again. Why? You thought you were over this and you thought you had passed. But still you are feeling irrational emotions that you cannot use your rationale to dumb down. This is your body reacting because of the memories and emotions that have been etched into the subconscious mind and it is simply a reaction. This is the same for phobias and fears, or even addictions. The physical sensations that you feel are a direct result of your subconscious mind telling your body this is how you should feel. You have no control over it.
Only a person with some Olympian mind control can be happy and normal and have total control of their emotions and reactions. What we need is a tool so powerful yet so delicate that we can reach down into our subconscious and simply pull out all these bad instructions and insert some new ones. The good news is this technology has been around for a very long time and it is called brainwave entrainment. The technology behind it is electromagnetic waves. What happens is that the neurons in the brain fire electromagnetic radiation that determines the state of the brain - awake or asleep. Within these many frequencies, the brain can function at a higher level than it is normal, which is why we seem to be able to study better at night, or we are much more focused at certain times of the day or we begin to think very creatively the minute we leave our office.
What brainwave entrainment does is that it allows you to have the specific power of the brain at any one point of time. For example an Alpha frequency (low frequency range 1 - 15Hz) is associated with levels of relaxation that are high, increased mental absorption and higher levels of healing. Imagine if we could have this anytime we wanted - if we were stressed out or we needed to shut the world away and relax, all you need to do is to bring out your binaural beats CD and plug it in. This is how you can achieve total control over body and mind with brainwave entrainment.
Source: Free Articles from ArticlesFactory
Fast forward into a few months later and you meet this person again. You find out they are involved with someone else and suddenly you become the cirque de solei’ of emotions and you start to feel hurt and sad again. Why? You thought you were over this and you thought you had passed. But still you are feeling irrational emotions that you cannot use your rationale to dumb down. This is your body reacting because of the memories and emotions that have been etched into the subconscious mind and it is simply a reaction. This is the same for phobias and fears, or even addictions. The physical sensations that you feel are a direct result of your subconscious mind telling your body this is how you should feel. You have no control over it.
Only a person with some Olympian mind control can be happy and normal and have total control of their emotions and reactions. What we need is a tool so powerful yet so delicate that we can reach down into our subconscious and simply pull out all these bad instructions and insert some new ones. The good news is this technology has been around for a very long time and it is called brainwave entrainment. The technology behind it is electromagnetic waves. What happens is that the neurons in the brain fire electromagnetic radiation that determines the state of the brain - awake or asleep. Within these many frequencies, the brain can function at a higher level than it is normal, which is why we seem to be able to study better at night, or we are much more focused at certain times of the day or we begin to think very creatively the minute we leave our office.
What brainwave entrainment does is that it allows you to have the specific power of the brain at any one point of time. For example an Alpha frequency (low frequency range 1 - 15Hz) is associated with levels of relaxation that are high, increased mental absorption and higher levels of healing. Imagine if we could have this anytime we wanted - if we were stressed out or we needed to shut the world away and relax, all you need to do is to bring out your binaural beats CD and plug it in. This is how you can achieve total control over body and mind with brainwave entrainment.
Source: Free Articles from ArticlesFactory
It's happening all across the country. People are losing their job and/or seeing their benefits being cut. Their 401K accounts are dwindling as they lose money on the market. How are you going to save for your future, much less pay the bills that keep coming in day after day?
Have you considered starting an online business? Most people are leary of starting an online business; afraid of being scammed into something that will just add another bill to an already overloaded expense list. However, it IS possible to start a very lucrative online, home based business today. You can start your business with virtually no out of pocket expenses!
It's called affiliate marketing and is really quite simple to do. Initially, you want to join an affiliate program called Clickbank. It's free to join and offers thousands of products for your to “sell” - mostly in the form of informational ebooks. There are other associations, but Clickbank is the easiest for newbies.
Once you join Clickbank, you will then chose a product that you think you can sell. Something, possibly, that you are familiar and comfortable with. Something that you know a bit about. So chose your product and get your affiliate link. The next step is to promote your product. You can do this in several different ways – the most common and, again, FREE, is to write articles about your product or subject and post them on some of the hundreds of article submission sites.
And that's it in a nutshell! People will read your articles, and if the information is what they are looking for they will click on your link and be taken to the sales page for your product. If they decide to purchase the product – you get a commission. What could be easier than that?
Another, and more lucrative way to begin affiliate marketing is through a “school”. An online school. An affiliate marketing school will cost you some money – usually a monthly fee. However, you will learn affiliate marketing much faster and be exposed to all the ins and outs of the field. You'll learn about the faster and more lucrative aspects of affiliate marketing like, PPC ads and setting up your own landing and squeeze pages. None of these methods of affiliate marketing are very difficult to do, but having it all laid out for can can be immensely helpful for the newcomer.
Have you considered starting an online business? Most people are leary of starting an online business; afraid of being scammed into something that will just add another bill to an already overloaded expense list. However, it IS possible to start a very lucrative online, home based business today. You can start your business with virtually no out of pocket expenses!
It's called affiliate marketing and is really quite simple to do. Initially, you want to join an affiliate program called Clickbank. It's free to join and offers thousands of products for your to “sell” - mostly in the form of informational ebooks. There are other associations, but Clickbank is the easiest for newbies.
Once you join Clickbank, you will then chose a product that you think you can sell. Something, possibly, that you are familiar and comfortable with. Something that you know a bit about. So chose your product and get your affiliate link. The next step is to promote your product. You can do this in several different ways – the most common and, again, FREE, is to write articles about your product or subject and post them on some of the hundreds of article submission sites.
And that's it in a nutshell! People will read your articles, and if the information is what they are looking for they will click on your link and be taken to the sales page for your product. If they decide to purchase the product – you get a commission. What could be easier than that?
Another, and more lucrative way to begin affiliate marketing is through a “school”. An online school. An affiliate marketing school will cost you some money – usually a monthly fee. However, you will learn affiliate marketing much faster and be exposed to all the ins and outs of the field. You'll learn about the faster and more lucrative aspects of affiliate marketing like, PPC ads and setting up your own landing and squeeze pages. None of these methods of affiliate marketing are very difficult to do, but having it all laid out for can can be immensely helpful for the newcomer.
A balance sheet, also known as a "statement of financial position", reveals a company's assets, liabilities and owners' equity (net worth). The balance sheet, together with the income statement and cash flow statement, make up the cornerstone of any company's financial statements.
If you are a shareholder of a company, it is important that you understand how the balance sheet is structured, how to analyse it and how to read it.
How the balance sheet works
The balance sheet is divided into two parts that, based on the following equation, must equal (or balance out) each other. The main formula behind balance sheets is:
assets = liabilities + shareholders' equity
This means that assets, or the means used to operate the company, are balanced by a company's financial obligations along with the equity investment brought into the company and its retained earnings.
Assets are what a company uses to operate its business, while its liabilities and equity are two sources that support these assets. Owners' equity, referred to as shareholders' equity in a publicly traded company, is the amount of money initially invested into the company plus any retained earnings, and it represents a source of funding for the business.
It is important to note, that a balance sheet is a snapshot of the company's financial position at a single point in time.
Know the types of assets
Current assets
Current assets have a life span of one year or less, meaning they can be converted easily into cash. Such assets classes are: cash and cash equivalents, accounts receivable and inventory. Cash, the most fundamental of current assets, also includes non-restricted bank accounts and checks.
Cash equivalents are very safe assets that can be are readily converted into cash such as US Treasuries. Accounts receivable consists of the short-term obligations owed to the company by its clients. Companies often sell products or services to customers on credit, which then are held in this account until they are paid off by the clients.
Lastly, inventory represents the raw materials, work-in-progress goods and the company's finished goods. Depending on the company, the exact makeup of the inventory account will differ. For example, a manufacturing firm will carry a large amount of raw materials, while a retail firm caries none. The makeup of a retailers inventory typically consists of goods purchased from manufacturers and wholesalers.
Non-current assets
Non-current assets, are those assets that are not turned into cash easily, expected to be turned into cash within a year and/or have a life-span of over a year. They can refer to tangible assets such as machinery, computers, buildings and land.
Non-current assets also can be intangible assets, such as goodwill, patents or copyright. While these assets are not physical in nature, they are often the resources that can make or break a company - the value of a brand name, for instance, should not be underestimated.
Depreciation is calculated and deducted from most of these assets, which represents the economic cost of the asset over its useful life.
Learn the different liabilities
On the other side of the balance sheet are the liabilities. These are the financial obligations a company owes to outside parties. Like assets, they can be both current and long-term. Long-term liabilities are debts and other non-debt financial obligations, which are due after a period of at least one year from the date of the balance sheet.
Current liabilities are the company's liabilities which will come due, or must be paid, within one year. This is comprised of both shorter term borrowings, such as accounts payables, along with the current portion of longer term borrowing, such as the latest interest payment on a 10-year loan.
Shareholders' equity
Shareholders' equity is the initial amount of money invested into a business. If, at the end of the fiscal year, a company decides to reinvest its net earnings into the company (after taxes), these retained earnings will be transferred from the income statement onto the balance sheet into the shareholder's equity account.
This account represents a company's total net worth. In order for the balance sheet to balance, total assets on one side have to equal total liabilities plus shareholders' equity on the other.
Read the Balance Sheet
Below is an example of a balance sheet:
As you can see from the balance sheet above, it is broken into two sides. Assets are on the left side and the right side contains the company's liabilities and shareholders' equity. It also can be seen that this balance sheet is in balance where the value of the assets equals the combined value of the liabilities and shareholders' equity.
Another interesting aspect of the balance sheet is how it is organized. The assets and liabilities sections of the balance sheet are organised by how current the account is. So for the asset side, the accounts are classified typically from most liquid to least liquid. For the liabilities side, the accounts are organized from short to long-term borrowings and other obligations.
Analyse the balance sheet with ratios
With a greater understanding of the balance sheet and how it is constructed, we can look now at some techniques used to analyze the information contained within the balance sheet. The main way this is done is through financial ratio analysis.
Financial ratio analysis uses formulas to gain insight into the company and its operations. For the balance sheet, using financial ratios (like the debt-to-equity ratio) can show you a better idea of the company's financial condition along with its operational efficiency. It is important to note that some ratios will need information from more than one financial statement, such as from the balance sheet and the income statement.
The main types of ratios that use information from the balance sheet are financial strength ratios and activity ratios. Financial strength ratios, such as the working capital and debt-to-equity ratios, provide information on how well the company can meet its obligations and how they are leveraged.
This can give investors an idea of how financially stable the company is and how the company finances itself. Activity ratios focus mainly on current accounts to show how well the company manages its operating cycle (which include receivables, inventory and payables). These ratios can provide insight into the operational efficiency of the company.
There are a wide range of individual financial ratios that investors use to learn more about a company.
Conclusion
The balance sheet, along with the income and cash flow statements, is an important tool for investors to gain insight into a company and its operations. The balance sheet is a snapshot at a single point in time of the company's accounts - covering its assets, liabilities and shareholders' equity.
The purpose of the balance sheet is to give users an idea of the company's financial position along with displaying what the company owns and owes. It is important that all investors know how to use, analyse and read one.
If you are a shareholder of a company, it is important that you understand how the balance sheet is structured, how to analyse it and how to read it.
How the balance sheet works
The balance sheet is divided into two parts that, based on the following equation, must equal (or balance out) each other. The main formula behind balance sheets is:
assets = liabilities + shareholders' equity
This means that assets, or the means used to operate the company, are balanced by a company's financial obligations along with the equity investment brought into the company and its retained earnings.
Assets are what a company uses to operate its business, while its liabilities and equity are two sources that support these assets. Owners' equity, referred to as shareholders' equity in a publicly traded company, is the amount of money initially invested into the company plus any retained earnings, and it represents a source of funding for the business.
It is important to note, that a balance sheet is a snapshot of the company's financial position at a single point in time.
Know the types of assets
Current assets
Current assets have a life span of one year or less, meaning they can be converted easily into cash. Such assets classes are: cash and cash equivalents, accounts receivable and inventory. Cash, the most fundamental of current assets, also includes non-restricted bank accounts and checks.
Cash equivalents are very safe assets that can be are readily converted into cash such as US Treasuries. Accounts receivable consists of the short-term obligations owed to the company by its clients. Companies often sell products or services to customers on credit, which then are held in this account until they are paid off by the clients.
Lastly, inventory represents the raw materials, work-in-progress goods and the company's finished goods. Depending on the company, the exact makeup of the inventory account will differ. For example, a manufacturing firm will carry a large amount of raw materials, while a retail firm caries none. The makeup of a retailers inventory typically consists of goods purchased from manufacturers and wholesalers.
Non-current assets
Non-current assets, are those assets that are not turned into cash easily, expected to be turned into cash within a year and/or have a life-span of over a year. They can refer to tangible assets such as machinery, computers, buildings and land.
Non-current assets also can be intangible assets, such as goodwill, patents or copyright. While these assets are not physical in nature, they are often the resources that can make or break a company - the value of a brand name, for instance, should not be underestimated.
Depreciation is calculated and deducted from most of these assets, which represents the economic cost of the asset over its useful life.
Learn the different liabilities
On the other side of the balance sheet are the liabilities. These are the financial obligations a company owes to outside parties. Like assets, they can be both current and long-term. Long-term liabilities are debts and other non-debt financial obligations, which are due after a period of at least one year from the date of the balance sheet.
Current liabilities are the company's liabilities which will come due, or must be paid, within one year. This is comprised of both shorter term borrowings, such as accounts payables, along with the current portion of longer term borrowing, such as the latest interest payment on a 10-year loan.
Shareholders' equity
Shareholders' equity is the initial amount of money invested into a business. If, at the end of the fiscal year, a company decides to reinvest its net earnings into the company (after taxes), these retained earnings will be transferred from the income statement onto the balance sheet into the shareholder's equity account.
This account represents a company's total net worth. In order for the balance sheet to balance, total assets on one side have to equal total liabilities plus shareholders' equity on the other.
Read the Balance Sheet
Below is an example of a balance sheet:
As you can see from the balance sheet above, it is broken into two sides. Assets are on the left side and the right side contains the company's liabilities and shareholders' equity. It also can be seen that this balance sheet is in balance where the value of the assets equals the combined value of the liabilities and shareholders' equity.
Another interesting aspect of the balance sheet is how it is organized. The assets and liabilities sections of the balance sheet are organised by how current the account is. So for the asset side, the accounts are classified typically from most liquid to least liquid. For the liabilities side, the accounts are organized from short to long-term borrowings and other obligations.
Analyse the balance sheet with ratios
With a greater understanding of the balance sheet and how it is constructed, we can look now at some techniques used to analyze the information contained within the balance sheet. The main way this is done is through financial ratio analysis.
Financial ratio analysis uses formulas to gain insight into the company and its operations. For the balance sheet, using financial ratios (like the debt-to-equity ratio) can show you a better idea of the company's financial condition along with its operational efficiency. It is important to note that some ratios will need information from more than one financial statement, such as from the balance sheet and the income statement.
The main types of ratios that use information from the balance sheet are financial strength ratios and activity ratios. Financial strength ratios, such as the working capital and debt-to-equity ratios, provide information on how well the company can meet its obligations and how they are leveraged.
This can give investors an idea of how financially stable the company is and how the company finances itself. Activity ratios focus mainly on current accounts to show how well the company manages its operating cycle (which include receivables, inventory and payables). These ratios can provide insight into the operational efficiency of the company.
There are a wide range of individual financial ratios that investors use to learn more about a company.
Conclusion
The balance sheet, along with the income and cash flow statements, is an important tool for investors to gain insight into a company and its operations. The balance sheet is a snapshot at a single point in time of the company's accounts - covering its assets, liabilities and shareholders' equity.
The purpose of the balance sheet is to give users an idea of the company's financial position along with displaying what the company owns and owes. It is important that all investors know how to use, analyse and read one.
Monday, January 26, 2009
Friday, January 23, 2009
"To accomplish great things, we must
not only act, but also dream, not
only plan, but also believe."
- Anatole France1. If you are right handed, you will tend to chew your food on your right side. If you are left handed, you will tend to chew your food on your left side.
2. If you stop getting thirsty, you need to drink more water. For when a human body is dehydrated, its thirst mechanism shuts off.
3. Chewing gum while peeling onions will keep you from crying.
4. Your tongue is germ free only if it is pink. If it is white there is a thin film of bacteria on it.
5. The Mercedes-Benz motto is “Das Beste oder Nichts” meaning “the best or nothing”.
6. The Titanic was the first ship to use the SOS signal.
7. The pupil of the eye expands as much as 45 percent when a person looks at something pleasing.
8. The average person who stops smoking requires one hour less sleep a night.
9. Laughing lowers levels of stress hormones and strengthens the immune system. Six-year-olds laugh an average of 300 times a day. Adults only laugh 15 to 100 times a day.
10. The roar that we hear when we place a seashell next to our ear is not the ocean, but rather the sound of blood surging through the veins in the ear.
11. Dalmatians are born without spots.
12. Bats always turn left when exiting a cave.
13. The ‘v’ in the name of a court case does not stand for ‘versus’, but for ‘and’ (in civil proceedings) or ‘against’ (in criminal proceedings).
14. Men’s shirts have the buttons on the right, but women’s shirts have the buttons on the left.
15. The owl is the only bird to drop its upper eyelid to wink. All other birds raise their lower eyelids.
16. The reason honey is so easy to digest is that it’s already been digested by a bee.
17. Roosters cannot crow if they cannot extend their necks.
18. The color blue has a calming effect. It causes the brain to release calming hormones.
19. Every time you sneeze some of your brain cells die.
20. Your left lung is smaller than your right lung to make room for your heart.
21. The verb “cleave” is the only English word with two synonyms which are antonyms of each other: adhere and separate.
22. When you blush, the lining of your stomach also turns red.
23. When hippos are upset, their sweat turns red.
24. The first Harley Davidson motorcycle was built in 1903, and used a tomato can for a carburetor.
25. The lion that roars in the MGM logo is named Volney.
26. Google is actually the common name for a number with a million zeros.
27. Switching letters is called spoonerism. For example, saying jag of Flapan, instead of flag of Japan.
28. It cost 7 million dollars to build the Titanic and 200 million to make a film about it.
29. The attachment of the human skin to muscles is what causes dimples.
30. There are 1,792 steps to the top of the Eiffel Tower.
31. The sound you hear when you crack your knuckles is actually the sound of nitrogen gas bubbles bursting.
32. Human hair and fingernails continue to grow after death.
33. It takes about 20 seconds for a red blood cell to circle the whole body.
34. The plastic things on the end of shoelaces are called aglets.
35. Most soccer players run 7 miles in a game.
36. The only part of the body that has no blood supply is the cornea in the eye. It takes in oxygen directly from the air.
37. Every day 200 million couples make love, 400,000 babies are born, and 140,000 people die.
38. In most watch advertisements the time displayed on the watch is 10:10 because then the arms frame the brand of the watch (and make it look like it
is smiling).
39. Colgate faced big obstacle marketing toothpaste in Spanish speaking countries. Colgate translates into the command “go hang yourself.”
40. The only 2 animals that can see behind itself without turning its head are the rabbit and the parrot.
41. Intelligent people have more zinc and copper in their hair.
42. The average person laughs 13 times a day.
43. Do you know the names of the three wise monkeys? They are:Mizaru(See no evil), Mikazaru(Hear no evil), and Mazaru(Speak no evil)
44. Women blink nearly twice as much as men.
45. German Shepherds bite humans more than any other breed of dog.
46. Large kangaroos cover more than 30 feet with each jump.
47. Whip makes a cracking sound because its tip moves faster than the speed of sound.
48. Two animal rights protesters were protesting at the cruelty of sending pigs to a slaughterhouse in Bonn. Suddenly the pigs, all two thousand of them, escaped through a broken fence and stampeded, trampling the two hapless protesters to death.
49. If a statue in the park of a person on a horse has both front legs in the air, the person died in battle; if the horse has one front leg in the air, the person died as a result of wounds received in battle; if the horse has all four legs on the ground, the person died of natural cause.
50. The human heart creates enough pressure while pumping to squirt blood 30 feet!!
Learn More: Jagad Guru - Spirit
not only act, but also dream, not
only plan, but also believe."
- Anatole France1. If you are right handed, you will tend to chew your food on your right side. If you are left handed, you will tend to chew your food on your left side.
2. If you stop getting thirsty, you need to drink more water. For when a human body is dehydrated, its thirst mechanism shuts off.
3. Chewing gum while peeling onions will keep you from crying.
4. Your tongue is germ free only if it is pink. If it is white there is a thin film of bacteria on it.
5. The Mercedes-Benz motto is “Das Beste oder Nichts” meaning “the best or nothing”.
6. The Titanic was the first ship to use the SOS signal.
7. The pupil of the eye expands as much as 45 percent when a person looks at something pleasing.
8. The average person who stops smoking requires one hour less sleep a night.
9. Laughing lowers levels of stress hormones and strengthens the immune system. Six-year-olds laugh an average of 300 times a day. Adults only laugh 15 to 100 times a day.
10. The roar that we hear when we place a seashell next to our ear is not the ocean, but rather the sound of blood surging through the veins in the ear.
11. Dalmatians are born without spots.
12. Bats always turn left when exiting a cave.
13. The ‘v’ in the name of a court case does not stand for ‘versus’, but for ‘and’ (in civil proceedings) or ‘against’ (in criminal proceedings).
14. Men’s shirts have the buttons on the right, but women’s shirts have the buttons on the left.
15. The owl is the only bird to drop its upper eyelid to wink. All other birds raise their lower eyelids.
16. The reason honey is so easy to digest is that it’s already been digested by a bee.
17. Roosters cannot crow if they cannot extend their necks.
18. The color blue has a calming effect. It causes the brain to release calming hormones.
19. Every time you sneeze some of your brain cells die.
20. Your left lung is smaller than your right lung to make room for your heart.
21. The verb “cleave” is the only English word with two synonyms which are antonyms of each other: adhere and separate.
22. When you blush, the lining of your stomach also turns red.
23. When hippos are upset, their sweat turns red.
24. The first Harley Davidson motorcycle was built in 1903, and used a tomato can for a carburetor.
25. The lion that roars in the MGM logo is named Volney.
26. Google is actually the common name for a number with a million zeros.
27. Switching letters is called spoonerism. For example, saying jag of Flapan, instead of flag of Japan.
28. It cost 7 million dollars to build the Titanic and 200 million to make a film about it.
29. The attachment of the human skin to muscles is what causes dimples.
30. There are 1,792 steps to the top of the Eiffel Tower.
31. The sound you hear when you crack your knuckles is actually the sound of nitrogen gas bubbles bursting.
32. Human hair and fingernails continue to grow after death.
33. It takes about 20 seconds for a red blood cell to circle the whole body.
34. The plastic things on the end of shoelaces are called aglets.
35. Most soccer players run 7 miles in a game.
36. The only part of the body that has no blood supply is the cornea in the eye. It takes in oxygen directly from the air.
37. Every day 200 million couples make love, 400,000 babies are born, and 140,000 people die.
38. In most watch advertisements the time displayed on the watch is 10:10 because then the arms frame the brand of the watch (and make it look like it
is smiling).
39. Colgate faced big obstacle marketing toothpaste in Spanish speaking countries. Colgate translates into the command “go hang yourself.”
40. The only 2 animals that can see behind itself without turning its head are the rabbit and the parrot.
41. Intelligent people have more zinc and copper in their hair.
42. The average person laughs 13 times a day.
43. Do you know the names of the three wise monkeys? They are:Mizaru(See no evil), Mikazaru(Hear no evil), and Mazaru(Speak no evil)
44. Women blink nearly twice as much as men.
45. German Shepherds bite humans more than any other breed of dog.
46. Large kangaroos cover more than 30 feet with each jump.
47. Whip makes a cracking sound because its tip moves faster than the speed of sound.
48. Two animal rights protesters were protesting at the cruelty of sending pigs to a slaughterhouse in Bonn. Suddenly the pigs, all two thousand of them, escaped through a broken fence and stampeded, trampling the two hapless protesters to death.
49. If a statue in the park of a person on a horse has both front legs in the air, the person died in battle; if the horse has one front leg in the air, the person died as a result of wounds received in battle; if the horse has all four legs on the ground, the person died of natural cause.
50. The human heart creates enough pressure while pumping to squirt blood 30 feet!!
Learn More: Jagad Guru - Spirit
Thursday, January 8, 2009
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